/* Bank Vitrina — Design System */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bronze: #C9A227;
  --bronze-light: #D4A843;
  --bronze-dark: #8B6914;
  --bronze-glow: rgba(201, 162, 39, 0.15);
  --silver: #C0C1C8;
  --silver-dark: #3A3A48;
  --silver-light: #E0E1E8;
  --bg-primary: #0B1120;
  --bg-secondary: #0F172A;
  --bg-card: #1E293B;
  --bg-elevated: #273548;
  --text-primary: #F0F0F4;
  --text-secondary: #B0B1B8;
  --text-muted: #757580;
  --border: #2A3A4D;
  --success: #2D6A4F;
  --error: #7B2D2D;
}

html { scroll-behavior: smooth; }

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  background: var(--bg-primary);
  color: var(--text-primary);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* === HEADER — FIXED (как в club-ring: fixed top-0 z-50 h-16) === */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  height: 64px;
  background: rgba(11, 17, 32, 0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}

.header-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 20px;
  height: 100%;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
}

.logo { font-size: 1.5rem; font-weight: 700; letter-spacing: 2px; }
.logo span { color: var(--bronze); }

.nav { display: flex; gap: 16px; align-items: center; justify-content: center; flex-wrap: wrap; }
.nav a { font-size: 0.8125rem; color: var(--text-secondary); transition: color 0.2s; white-space: nowrap; }
.nav a:hover, .nav a.active { color: var(--bronze); }

.mobile-menu-btn { display: none; background: none; border: none; color: var(--text-primary); cursor: pointer; padding: 8px; }

.mobile-nav {
  display: none;
  position: fixed;
  top: 64px;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(11, 17, 32, 0.98);
  backdrop-filter: blur(12px);
  z-index: 99;
  padding: 24px;
  flex-direction: column;
  gap: 4px;
  overflow-y: auto;
}

.mobile-nav.show { display: flex; }
.mobile-nav a { display: block; padding: 14px 16px; font-size: 1rem; color: var(--text-secondary); border-radius: 8px; transition: all 0.2s; }
.mobile-nav a:hover, .mobile-nav a.active { color: var(--bronze); background: rgba(201, 162, 39, 0.08); }

body.menu-open { overflow: hidden; }

/* === MAIN — offset под fixed header (как в club-ring: pt-16) === */
.page-content { padding-top: 64px; }

/* === CONTAINER === */
.container { max-width: 1280px; margin: 0 auto; padding: 0 20px; }

/* === FILTER BAR — STICKY под header (как в club-ring: sticky top-16 z-40) === */
.filter-bar {
  position: sticky;
  top: 64px;
  z-index: 50;
  background: rgba(11, 17, 32, 0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}

.filter-bar-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 12px 20px;
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}

.filter-toggle {
  display: none;
  align-items: center;
  gap: 8px;
  padding: 10px 16px;
  background: transparent;
  border: 1px solid var(--border);
  border-radius: 8px;
  color: var(--text-secondary);
  font-size: 0.8125rem;
  font-weight: 500;
  cursor: pointer;
  transition: all 0.2s;
}

.filter-toggle:hover { border-color: var(--silver); }

.filter-toggle .arrow {
  margin-left: auto;
  transition: transform 0.3s;
}

.filter-toggle.active .arrow { transform: rotate(180deg); }

.filter-content {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  flex: 1;
}

.filter-pills { display: flex; gap: 8px; flex-wrap: wrap; }

.filter-pill {
  padding: 8px 16px;
  border-radius: 20px;
  border: 1px solid var(--silver-dark);
  color: var(--silver);
  font-size: 0.8125rem;
  font-weight: 500;
  cursor: pointer;
  transition: all 0.2s;
  background: transparent;
}

.filter-pill:hover { border-color: var(--silver); }
.filter-pill.active { border-color: var(--bronze); color: var(--bronze); background: rgba(201, 162, 39, 0.1); }

.filter-search {
  flex: 1;
  min-width: 200px;
  max-width: 320px;
  background: var(--bg-secondary);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 10px 16px;
  color: var(--text-primary);
  font-size: 0.875rem;
  transition: all 0.2s;
}

.filter-search::placeholder { color: var(--text-muted); }
.filter-search:focus { outline: none; border-color: var(--bronze); box-shadow: 0 0 0 3px rgba(201, 162, 39, 0.15); }

.filter-sort {
  background: var(--bg-secondary);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 10px 16px;
  color: var(--text-primary);
  font-size: 0.875rem;
  cursor: pointer;
}

/* === HERO === */
.hero {
  height: calc(100vh - 64px);
  height: calc(100dvh - 64px);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.hero-video {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 0;
}

.hero-overlay {
  display: none;
}

.hero-content { position: relative; z-index: 2; }

.hero h1 { font-size: clamp(2.5rem, 6vw, 4rem); font-weight: 700; line-height: 1.1; margin-bottom: 24px; }
.hero h1 span { color: var(--bronze); }
.hero p { font-size: 1.125rem; color: var(--text-secondary); max-width: 600px; margin-bottom: 32px; }

.hero-stats { display: flex; gap: 48px; margin-top: 48px; }
.hero-stat-number { font-size: 2rem; font-weight: 700; color: var(--bronze); }
.hero-stat-label { font-size: 0.75rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: 1px; }

/* === BUTTONS === */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, var(--bronze-dark), var(--bronze));
  color: var(--bg-primary);
  font-weight: 600;
  font-size: 0.875rem;
  padding: 12px 24px;
  border-radius: 8px;
  border: 1px solid var(--bronze);
  cursor: pointer;
  transition: all 0.3s;
}

.btn-primary:hover { box-shadow: 0 0 10px rgba(201, 162, 39, 0.3); filter: brightness(1.2); }
.btn-primary:active { transform: scale(0.98); }

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--bronze);
  font-weight: 600;
  font-size: 0.875rem;
  padding: 12px 24px;
  border-radius: 8px;
  border: 1px solid var(--bronze);
  cursor: pointer;
  transition: all 0.3s;
}

.btn-secondary:hover { background: rgba(201, 162, 39, 0.1); }

.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--silver);
  font-weight: 600;
  font-size: 0.875rem;
  padding: 12px 24px;
  border-radius: 8px;
  border: 1px solid var(--silver-dark);
  cursor: pointer;
  transition: all 0.3s;
}

.btn-ghost:hover { border-color: var(--silver); color: var(--text-primary); }

/* === SECTIONS === */
.section { padding: 80px 0; }
.filter-bar + .section { padding-top: 24px; }
.page-content > .section + .section { padding-top: 24px; }
.section-secondary { background: var(--bg-secondary); }
.section-header { text-align: center; margin-bottom: 48px; }
.section-header h2 { font-size: clamp(1.75rem, 4vw, 2.5rem); font-weight: 700; margin-bottom: 16px; }
.section-header p { color: var(--text-secondary); max-width: 600px; margin: 0 auto; }

/* === GRIDS === */
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }

/* === CATEGORY CARDS === */
.category-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; }

.category-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 24px;
  text-align: center;
  transition: all 0.3s;
  cursor: pointer;
}

.category-card:hover { border-color: rgba(201, 162, 39, 0.3); transform: translateY(-2px); }
.category-icon { font-size: 2rem; margin-bottom: 12px; }
.category-name { font-weight: 600; font-size: 0.9375rem; margin-bottom: 4px; }
.category-count { font-size: 0.75rem; color: var(--text-muted); }

/* === OFFER CARD — общий стиль === */
.offer-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 16px;
  overflow: hidden;
  transition: all 0.3s;
  display: flex;
  flex-direction: column;
}

.offer-card:hover {
  border-color: rgba(201, 162, 39, 0.3);
  box-shadow: 0 0 20px rgba(201, 162, 39, 0.1);
}

/* Шапка: логотип + название бренда */
.offer-card-header { padding: 16px 16px 0; display: flex; align-items: center; gap: 10px; }

.offer-bank-logo {
  width: 44px; height: 44px; border-radius: 10px; overflow: hidden;
  background: var(--bg-elevated); display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 0.875rem; color: var(--bronze); flex-shrink: 0;
}

.offer-card-header .brand-name { font-size: 0.9375rem; font-weight: 600; }

.offer-badge { font-size: 0.6875rem; font-weight: 600; padding: 4px 10px; border-radius: 6px; text-transform: uppercase; letter-spacing: 0.5px; margin-left: auto; }
.badge-online { background: rgba(201, 162, 39, 0.15); color: var(--bronze); border: 1px solid rgba(201, 162, 39, 0.3); }
.badge-hit { background: var(--bronze); color: var(--bg-primary); }
.badge-new { background: var(--success); color: white; }

/* Тело */
.offer-card-body { padding: 12px 16px; flex: 1; display: flex; flex-direction: column; }
.offer-card-title { font-size: 1rem; font-weight: 700; margin-bottom: 10px; }

/* === КРЕДИТЫ — параметры в одну строку (как ОТП Банк) === */
.offer-params-row { display: flex; gap: 12px; margin-bottom: 12px; flex-wrap: wrap; }
.offer-param-item { text-align: center; min-width: 70px; }
.offer-param-val { font-size: 0.9375rem; font-weight: 700; color: var(--text-primary); }
.offer-param-lbl { font-size: 0.6875rem; color: var(--text-muted); margin-top: 2px; }

/* === КРЕДИТЫ — горизонтальные карточки (как OTP Банк) === */
.credit-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.credit-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 16px;
  display: flex;
  overflow: hidden;
  transition: all 0.3s;
  align-items: stretch;
}

.credit-card:hover {
  border-color: rgba(201, 162, 39, 0.3);
  box-shadow: 0 0 20px rgba(201, 162, 39, 0.1);
}

/* Левая часть — логотип/иллюстрация */
.credit-card-visual {
  width: 220px;
  min-height: 220px;
  max-height: 220px;
  background: var(--bg-elevated);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  position: relative;
  overflow: hidden;
  border-radius: 12px 0 0 12px;
}

.credit-card-visual .brand-icon {
  font-size: 3.5rem;
  font-weight: 900;
  color: var(--bronze);
  opacity: 1;
}

/* Правая часть — контент */
.credit-card-content {
  flex: 1;
  padding: 20px 24px;
  display: flex;
  flex-direction: row;
  gap: 16px;
  min-width: 0;
  align-items: stretch;
}

.credit-card-main {
  display: flex;
  flex-direction: column;
  min-width: 0;
  flex: 0 1 auto;
}

.credit-card-empty {
  flex: 1;
  background: var(--bg-secondary);
  border-radius: 8px;
  align-self: stretch;
  display: flex;
  gap: 32px;
  padding: 16px 20px;
  font-size: 0.875rem;
  color: var(--text-secondary);
}

.credit-card-empty h5 {
  font-size: 0.6875rem;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.3px;
  margin-bottom: 6px;
}

.credit-card-empty li {
  list-style: none;
  line-height: 1.6;
  padding: 0;
  margin: 0;
  padding-left: 20px;
  position: relative;
}

.credit-card-empty li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--bronze);
  font-weight: 700;
}

.credit-card-empty .credit-detail-col {
  flex: 1;
}

.credit-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 12px;
}

.credit-card-title {
  font-size: 1.25rem;
  font-weight: 700;
}

.credit-card-brand {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--text-secondary);
  margin-bottom: 4px;
  display: flex;
  align-items: center;
}

.credit-card-brand .badge-online {
  margin-left: 8px;
}

/* Параметры в строку */
.credit-params {
  display: flex;
  gap: 32px;
  margin-bottom: 16px;
}

.credit-param {
  text-align: left;
}

.credit-param-val {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-primary);
}

.credit-param-lbl {
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-top: 2px;
}

/* Кнопки */
.credit-card-actions {
  display: flex;
  gap: 12px;
  margin-top: auto;
}

.credit-card-actions .btn-primary {
  font-size: 0.875rem;
  padding: 10px 24px;
}

.credit-card-actions .btn-ghost {
  font-size: 0.875rem;
  padding: 10px 20px;
}
.banner-text-mobile { display: none; }
@media (max-width: 768px) {
  .credit-card {
    flex-direction: column;
    align-items: stretch;
    position: relative;
  }
  .credit-card-visual {
    position: absolute;
    top: 16px;
    left: 16px;
    width: 40px !important;
    min-height: 40px !important;
    max-height: none !important;
    border-radius: 8px;
    overflow: visible;
    margin-bottom: 12px;
  }
  .credit-card-visual .brand-icon {
    position: relative;
    width: 40px;
    height: 40px;
    overflow: hidden;
    border-radius: 8px;
  }
  .credit-card-visual .brand-icon img {
    width: 100% !important;
    height: 100% !important;
    position: absolute !important;
    top: 0 !important;
    left: 0 !important;
    inset: 0 !important;
    object-fit: contain !important;
  }
  .credit-card-content {
    flex-direction: column;
    padding: 16px 16px 16px 16px;
    gap: 12px;
    align-items: stretch;
  }
  .credit-card-brand {
    padding-left: 52px;
    display: flex;
    align-items: center;
    gap: 8px;
    min-height: 40px;
  }
  .credit-card-main {
    flex: none;
  }
  .credit-card-empty {
    flex: none;
    flex-direction: column;
    gap: 12px;
    padding: 12px 16px;
  }
  .credit-card-empty .credit-detail-col {
    flex: none;
  }
  .credit-params {
    gap: 12px;
    flex-wrap: wrap;
  }
  .credit-card-actions {
    flex-direction: column;
  }
  .credit-card-actions .btn-primary,
  .credit-card-actions .btn-ghost {
    width: 100%;
    justify-content: center;
  }
}

/* === ЗАЙМЫ — параметры в столбик (как frontfin/cashbase) === */
.offer-params-col {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 14px;
  background: var(--bg-secondary);
  border-radius: 10px;
  padding: 12px 14px;
}

.offer-param-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.875rem;
  padding: 6px 0;
}

.offer-param-row .label { color: var(--text-muted); }
.offer-param-row .value { font-weight: 700; color: var(--text-primary); }

/* Теги */
.offer-card-tags { display: flex; flex-wrap: wrap; gap: 4px; margin-bottom: 12px; }
.tag { font-size: 0.6875rem; font-weight: 500; padding: 4px 10px; border-radius: 6px; border: 1px solid var(--silver-dark); color: var(--silver); background: rgba(58, 58, 72, 0.5); }
.tag-bronze { border-color: rgba(201, 162, 39, 0.3); color: var(--bronze); background: rgba(201, 162, 39, 0.1); }

/* Кнопки */
.offer-card-footer { padding: 0 16px 16px; margin-top: auto; display: flex; gap: 8px; }
.offer-card-footer .btn-primary { flex: 1; justify-content: center; font-size: 0.9375rem; padding: 14px 24px; border-radius: 10px; }
.offer-card-footer .btn-ghost { flex: 0 0 auto; padding: 14px 20px; }

/* === ГЛАВНАЯ — блок 3 карточки (1 большая + 2 маленьких) === */
.hero-cards { display: grid; grid-template-columns: 2fr 1fr; grid-template-rows: 25vh 25vh; gap: 16px; }
.hero-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 16px; overflow: hidden; transition: all 0.3s; display: flex; flex-direction: column; min-height: 100px; }
.hero-card:hover { border-color: rgba(201, 162, 39, 0.3); box-shadow: 0 0 20px rgba(201, 162, 39, 0.1); }
.hero-card-large { grid-row: 1 / 3; }
.hero-subgrid { display: grid; grid-template-columns: repeat(9, 1fr); gap: 12px; margin-top: 16px; }

.hero-subcard { background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px; overflow: hidden; transition: all 0.3s; min-height: 100px; cursor: pointer; display: flex; align-items: center; justify-content: center; }
.hero-subcard:hover { border-color: rgba(201, 162, 39, 0.3); transform: translateY(-2px); box-shadow: 0 0 15px rgba(201, 162, 39, 0.1); }
.hero-subcard-icon { width: 100%; height: 100%; flex-shrink: 0; }
.hero-subcard-icon img { width: 100%; height: 100%; object-fit: cover; display: block; }
.hero-subcard-label { display: none; }

.site-tags { display: flex; flex-wrap: wrap; gap: 6px; padding: 10px 12px; border: 1px solid rgba(201, 162, 39, 0.3); border-radius: 12px; margin-top: -12px; margin-bottom: 16px; justify-content: center; }
.site-tags-row { display: flex; flex-wrap: nowrap; gap: 6px; justify-content: center; }
.site-tag { padding: 4px 10px; border-radius: 16px; font-size: 0.875rem; font-weight: 500; color: var(--text-secondary); background: transparent; border: 1px solid rgba(201, 162, 39, 0.25); transition: all 0.3s; text-decoration: none; white-space: nowrap; }
.site-tag:hover { background: rgba(201, 162, 39, 0.1); border-color: var(--bronze); color: var(--bronze); }

/* Слайдер в большой карточке */
.hero-slider { position: relative; width: 100%; height: 100%; overflow: hidden; cursor: pointer; }
.hero-slide { position: absolute; inset: 0; display: flex; align-items: center; justify-content: center; opacity: 0; transition: opacity 0.8s ease-in-out; }
.hero-slide.active { opacity: 1; }
.hero-slide img { width: 100%; height: 100%; object-fit: cover; border-radius: 16px; }
.hero-slide-label { position: absolute; bottom: 16px; left: 16px; background: rgba(11, 17, 32, 0.85); backdrop-filter: blur(8px); padding: 8px 16px; border-radius: 8px; font-size: 0.8125rem; font-weight: 600; color: var(--text-primary); }
.hero-slider-dots { position: absolute; bottom: 16px; right: 16px; display: flex; gap: 6px; z-index: 2; }
.hero-slider-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--text-muted); cursor: pointer; transition: all 0.3s; }
.hero-slider-dot.active { background: var(--bronze); width: 20px; border-radius: 4px; }
.hero-card-img { height: 180px; overflow: hidden; background: var(--bg-secondary); display: flex; align-items: center; justify-content: center; }
.hero-card-img img { width: 100%; height: 100%; object-fit: cover; }
.hero-card-body { padding: 20px; flex: 1; display: flex; flex-direction: column; }
.hero-card-label { font-size: 0.6875rem; font-weight: 600; text-transform: uppercase; letter-spacing: 1px; color: var(--bronze); margin-bottom: 8px; }
.hero-card-title { font-size: 1.25rem; font-weight: 700; margin-bottom: 8px; color: var(--text-primary); }
.hero-card-desc { font-size: 0.875rem; color: var(--text-secondary); line-height: 1.5; margin-bottom: 16px; }
.hero-card-rate { display: flex; align-items: baseline; gap: 8px; margin-bottom: 16px; }
.hero-card-rate-value { font-size: 1.5rem; font-weight: 700; color: var(--bronze); }
.hero-card-rate-label { font-size: 0.8125rem; color: var(--text-muted); }
.hero-card-footer { margin-top: auto; padding-top: 16px; }

.hero-subgrid { display: grid; grid-template-columns: repeat(9, 1fr); gap: 12px; margin-top: 16px; }

.hero-subcard { background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px; overflow: hidden; transition: all 0.3s; min-height: 100px; cursor: pointer; display: flex; align-items: center; justify-content: center; }
.hero-subcard:hover { border-color: rgba(201, 162, 39, 0.3); transform: translateY(-2px); box-shadow: 0 0 15px rgba(201, 162, 39, 0.1); }
.hero-subcard-icon { width: 100%; height: 100%; flex-shrink: 0; }
.hero-subcard-icon img { width: 100%; height: 100%; object-fit: cover; display: block; }
.hero-subcard-label { display: none; }

.site-tags { display: flex; flex-wrap: wrap; gap: 6px; padding: 10px 12px; border: 1px solid rgba(201, 162, 39, 0.3); border-radius: 12px; margin-top: -12px; margin-bottom: 16px; justify-content: center; }
.site-tags-row { display: flex; flex-wrap: nowrap; gap: 6px; justify-content: center; }
.site-tag { padding: 4px 10px; border-radius: 16px; font-size: 0.875rem; font-weight: 500; color: var(--text-secondary); background: transparent; border: 1px solid rgba(201, 162, 39, 0.25); transition: all 0.3s; text-decoration: none; white-space: nowrap; }
.site-tag:hover { background: rgba(201, 162, 39, 0.1); border-color: var(--bronze); color: var(--bronze); }

/* Слайдер в большой карточке */
.hero-slider { position: relative; width: 100%; height: 100%; overflow: hidden; cursor: pointer; }
.hero-slide { position: absolute; inset: 0; display: flex; align-items: center; justify-content: center; opacity: 0; transition: opacity 0.8s ease-in-out; }
.hero-slide.active { opacity: 1; }
.hero-slide img { width: 100%; height: 100%; object-fit: cover; border-radius: 16px; }
.hero-slide-label { position: absolute; bottom: 16px; left: 16px; background: rgba(11, 17, 32, 0.85); backdrop-filter: blur(8px); padding: 8px 16px; border-radius: 8px; font-size: 0.8125rem; font-weight: 600; color: var(--text-primary); }
.hero-slider-dots { position: absolute; bottom: 16px; right: 16px; display: flex; gap: 6px; z-index: 2; }
.hero-slider-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--text-muted); cursor: pointer; transition: all 0.3s; }
.hero-slider-dot.active { background: var(--bronze); width: 20px; border-radius: 4px; }

/* === СТРАХОВАНИЕ — структурные карточки === */
.insurance-section .offer-card { border-top: 3px solid var(--bronze); }
.insurance-section .offer-card-header { padding: 16px 16px 8px; border-bottom: 1px solid var(--border); margin-bottom: 0; }
.insurance-section .offer-card-body { padding: 16px; }
.insurance-section .offer-card-title { font-size: 1.0625rem; font-weight: 700; margin-bottom: 8px; color: var(--text-primary); }
.insurance-section .offer-card-description { font-size: 0.8125rem; color: var(--text-secondary); line-height: 1.5; margin-bottom: 12px; }
.insurance-section .offer-card-rate { display: flex; align-items: baseline; gap: 6px; margin-bottom: 8px; padding: 10px 12px; background: var(--bg-secondary); border-radius: 8px; }
.insurance-section .offer-card-rate .offer-rate-value { font-size: 1.25rem; font-weight: 700; color: var(--bronze); }
.insurance-section .offer-card-rate .offer-rate-label { font-size: 0.75rem; color: var(--text-muted); }
.insurance-section .offer-card-amount { font-size: 0.8125rem; color: var(--text-secondary); padding: 8px 12px; background: var(--bg-secondary); border-radius: 8px; margin-bottom: 10px; }
.insurance-section .offer-card-tags { margin-bottom: 12px; }
.insurance-section .offer-card-footer { padding: 12px 16px; border-top: 1px solid var(--border); margin-top: auto; }
.insurance-section .offer-card-footer .btn-primary { background: var(--bronze); color: var(--bg-primary); font-weight: 600; }
.insurance-section .offer-card-footer .btn-ghost { border: 1px solid var(--bronze); color: var(--bronze); }

/* === ГЛАВНАЯ — 3 карточки после героя === */
.hero-trio { display: grid; grid-template-columns: 1fr 1fr; grid-template-rows: auto auto; gap: 16px; }
.hero-trio-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px; overflow: hidden; transition: all 0.3s; }
.hero-trio-card:hover { border-color: rgba(201, 162, 39, 0.3); box-shadow: 0 0 20px rgba(201, 162, 39, 0.1); }
.hero-trio-card:first-child { grid-row: 1 / 3; }
.hero-trio-body { padding: 20px; display: flex; flex-direction: column; height: 100%; }
.hero-trio-label { font-size: 0.6875rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--bronze); margin-bottom: 8px; }
.hero-trio-title { font-size: 1.125rem; font-weight: 700; margin-bottom: 8px; }
.hero-trio-text { font-size: 0.875rem; color: var(--text-secondary); line-height: 1.5; margin-bottom: 16px; flex: 1; }
.hero-trio-rate { display: flex; align-items: baseline; gap: 6px; margin-bottom: 16px; padding: 12px; background: var(--bg-secondary); border-radius: 8px; }
.hero-trio-rate-val { font-size: 1.5rem; font-weight: 700; color: var(--bronze); }
.hero-trio-rate-lbl { font-size: 0.8125rem; color: var(--text-muted); }

/* === ГЛАВНАЯ — 3 карточки после героя === */
.hero-trio { display: grid; grid-template-columns: 1fr 1fr; grid-template-rows: 1fr 1fr; gap: 16px; }
.hero-trio-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 16px; overflow: hidden; transition: all 0.3s; display: flex; flex-direction: column; }
.hero-trio-card:hover { border-color: rgba(201, 162, 39, 0.3); box-shadow: 0 0 20px rgba(201, 162, 39, 0.1); }
.hero-trio-card:first-child { grid-row: 1 / 3; }
.hero-trio-body { padding: 20px; display: flex; flex-direction: column; height: 100%; }
.hero-trio-label { font-size: 0.6875rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--bronze); margin-bottom: 8px; }
.hero-trio-title { font-size: 1.125rem; font-weight: 700; margin-bottom: 8px; }
.hero-trio-text { font-size: 0.875rem; color: var(--text-secondary); line-height: 1.5; margin-bottom: 16px; flex: 1; }
.hero-trio-rate { display: flex; align-items: baseline; gap: 6px; margin-bottom: 16px; padding: 12px; background: var(--bg-secondary); border-radius: 8px; }
.hero-trio-rate-val { font-size: 1.5rem; font-weight: 700; color: var(--bronze); }
.hero-trio-rate-lbl { font-size: 0.8125rem; color: var(--text-muted); }

/* === ГЛАВНАЯ — 3 карточки после героя === */
.hero-trio { display: grid; grid-template-columns: 1fr 1fr; grid-template-rows: 1fr 1fr; gap: 16px; }
.hero-trio-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px; overflow: hidden; transition: all 0.3s; }
.hero-trio-card:hover { border-color: rgba(201, 162, 39, 0.3); box-shadow: 0 0 20px rgba(201, 162, 39, 0.1); }
.hero-trio-card:first-child { grid-row: 1 / 3; }
.hero-trio-body { padding: 20px; display: flex; flex-direction: column; height: 100%; }
.hero-trio-label { font-size: 0.6875rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--bronze); margin-bottom: 8px; }
.hero-trio-title { font-size: 1.125rem; font-weight: 700; margin-bottom: 8px; }
.hero-trio-text { font-size: 0.875rem; color: var(--text-secondary); line-height: 1.5; margin-bottom: 16px; flex: 1; }
.hero-trio-rate { display: flex; align-items: baseline; gap: 6px; margin-bottom: 16px; padding: 12px; background: var(--bg-secondary); border-radius: 8px; }
.hero-trio-rate-val { font-size: 1.5rem; font-weight: 700; color: var(--bronze); }
.hero-trio-rate-lbl { font-size: 0.8125rem; color: var(--text-muted); }

/* === ГЛАВНАЯ — 3 карточки после героя === */
.hero-trio { display: grid; grid-template-columns: 1fr 1fr; grid-template-rows: 1fr 1fr; gap: 16px; }
.hero-trio-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px; overflow: hidden; transition: all 0.3s; }
.hero-trio-card:hover { border-color: rgba(201, 162, 39, 0.3); box-shadow: 0 0 20px rgba(201, 162, 39, 0.1); }
.hero-trio-card:first-child { grid-row: 1 / 3; }
.hero-trio-body { padding: 20px; display: flex; flex-direction: column; height: 100%; }
.hero-trio-label { font-size: 0.6875rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--bronze); margin-bottom: 8px; }
.hero-trio-title { font-size: 1.125rem; font-weight: 700; margin-bottom: 8px; }
.hero-trio-text { font-size: 0.875rem; color: var(--text-secondary); line-height: 1.5; margin-bottom: 16px; flex: 1; }
.hero-trio-rate { display: flex; align-items: baseline; gap: 6px; margin-bottom: 16px; padding: 12px; background: var(--bg-secondary); border-radius: 8px; }
.hero-trio-rate-val { font-size: 1.5rem; font-weight: 700; color: var(--bronze); }
.hero-trio-rate-lbl { font-size: 0.8125rem; color: var(--text-muted); }

/* === ГЛАВНАЯ — 3 карточки после героя === */
.hero-trio { display: grid; grid-template-columns: 1fr 1fr; grid-template-rows: 1fr 1fr; gap: 16px; }
.hero-trio-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px; overflow: hidden; transition: all 0.3s; }
.hero-trio-card:hover { border-color: rgba(201, 162, 39, 0.3); box-shadow: 0 0 20px rgba(201, 162, 39, 0.1); }
.hero-trio-card:first-child { grid-row: 1 / 3; }
.hero-trio-body { padding: 20px; display: flex; flex-direction: column; height: 100%; }
.hero-trio-label { font-size: 0.6875rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--bronze); margin-bottom: 8px; }
.hero-trio-title { font-size: 1.125rem; font-weight: 700; margin-bottom: 8px; }
.hero-trio-text { font-size: 0.875rem; color: var(--text-secondary); line-height: 1.5; margin-bottom: 16px; flex: 1; }
.hero-trio-rate { display: flex; align-items: baseline; gap: 6px; margin-bottom: 16px; padding: 12px; background: var(--bg-secondary); border-radius: 8px; }
.hero-trio-rate-val { font-size: 1.5rem; font-weight: 700; color: var(--bronze); }
.hero-trio-rate-lbl { font-size: 0.8125rem; color: var(--text-muted); }

/* === ГЛАВНАЯ — 3 карточки после героя === */
.hero-trio { display: grid; grid-template-columns: 1fr 1fr; grid-template-rows: 1fr 1fr; gap: 16px; }
.hero-trio-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px; overflow: hidden; transition: all 0.3s; }
.hero-trio-card:hover { border-color: rgba(201, 162, 39, 0.3); box-shadow: 0 0 20px rgba(201, 162, 39, 0.1); }
.hero-trio-card:first-child { grid-row: 1 / 3; }
.hero-trio-body { padding: 20px; display: flex; flex-direction: column; height: 100%; }
.hero-trio-label { font-size: 0.6875rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--bronze); margin-bottom: 8px; }
.hero-trio-title { font-size: 1.125rem; font-weight: 700; margin-bottom: 8px; }
.hero-trio-text { font-size: 0.875rem; color: var(--text-secondary); line-height: 1.5; margin-bottom: 16px; flex: 1; }
.hero-trio-rate { display: flex; align-items: baseline; gap: 6px; margin-bottom: 16px; padding: 12px; background: var(--bg-secondary); border-radius: 8px; }
.hero-trio-rate-val { font-size: 1.5rem; font-weight: 700; color: var(--bronze); }
.hero-trio-rate-lbl { font-size: 0.8125rem; color: var(--text-muted); }

/* === ГЛАВНАЯ — 3 карточки после героя === */
.hero-trio { display: grid; grid-template-columns: 1fr 1fr; grid-template-rows: 1fr 1fr; gap: 16px; }
.hero-trio-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px; overflow: hidden; transition: all 0.3s; }
.hero-trio-card:hover { border-color: rgba(201, 162, 39, 0.3); box-shadow: 0 0 20px rgba(201, 162, 39, 0.1); }
.hero-trio-card:first-child { grid-row: 1 / 3; }
.hero-trio-body { padding: 20px; display: flex; flex-direction: column; height: 100%; }
.hero-trio-label { font-size: 0.6875rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--bronze); margin-bottom: 8px; }
.hero-trio-title { font-size: 1.125rem; font-weight: 700; margin-bottom: 8px; }
.hero-trio-text { font-size: 0.875rem; color: var(--text-secondary); line-height: 1.5; margin-bottom: 16px; flex: 1; }
.hero-trio-rate { display: flex; align-items: baseline; gap: 6px; margin-bottom: 16px; padding: 12px; background: var(--bg-secondary); border-radius: 8px; }
.hero-trio-rate-val { font-size: 1.5rem; font-weight: 700; color: var(--bronze); }
.hero-trio-rate-lbl { font-size: 0.8125rem; color: var(--text-muted); }

/* === ГЛАВНАЯ — 3 карточки после героя === */
.hero-trio { display: grid; grid-template-columns: 1fr 1fr; grid-template-rows: 1fr 1fr; gap: 16px; }
.hero-trio-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px; overflow: hidden; transition: all 0.3s; }
.hero-trio-card:hover { border-color: rgba(201, 162, 39, 0.3); box-shadow: 0 0 20px rgba(201, 162, 39, 0.1); }
.hero-trio-card:first-child { grid-row: 1 / 3; }
.hero-trio-body { padding: 20px; display: flex; flex-direction: column; height: 100%; }
.hero-trio-label { font-size: 0.6875rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--bronze); margin-bottom: 8px; }
.hero-trio-title { font-size: 1.125rem; font-weight: 700; margin-bottom: 8px; }
.hero-trio-text { font-size: 0.875rem; color: var(--text-secondary); line-height: 1.5; margin-bottom: 16px; flex: 1; }
.hero-trio-rate { display: flex; align-items: baseline; gap: 6px; margin-bottom: 16px; padding: 12px; background: var(--bg-secondary); border-radius: 8px; }
.hero-trio-rate-val { font-size: 1.5rem; font-weight: 700; color: var(--bronze); }
.hero-trio-rate-lbl { font-size: 0.8125rem; color: var(--text-muted); }

/* === OFFER DETAIL === */
.offer-detail { display: grid; grid-template-columns: 1fr 380px; gap: 48px; padding: 48px 0; }
.offer-detail-main h1 { font-size: 2rem; font-weight: 700; margin-bottom: 16px; }

.offer-detail-rate {
  display: flex;
  align-items: baseline;
  gap: 12px;
  margin-bottom: 24px;
  padding: 24px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 12px;
}

.offer-detail-rate-value { font-size: 3rem; font-weight: 700; color: var(--bronze); }
.offer-detail-rate-label { font-size: 1rem; color: var(--text-muted); }

.offer-detail-features { margin: 32px 0; }
.offer-detail-features h3 { font-size: 1.125rem; font-weight: 600; margin-bottom: 16px; }

.feature-list { display: flex; flex-direction: column; gap: 10px; }

.feature-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.9375rem;
  color: var(--text-secondary);
}

.feature-icon {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: rgba(201, 162, 39, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.feature-icon::after { content: '✓'; color: var(--bronze); font-size: 0.75rem; font-weight: 700; }

/* === SIDEBAR === */
.offer-sidebar { position: sticky; top: 88px; align-self: start; }

.offer-sidebar-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 24px;
}

.offer-sidebar-card h3 { font-size: 1.125rem; font-weight: 600; margin-bottom: 16px; }

.offer-sidebar-bank { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; padding-bottom: 20px; border-bottom: 1px solid var(--border); }
.offer-sidebar-bank-logo { width: 48px; height: 48px; border-radius: 8px; background: var(--bg-elevated); display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.75rem; color: var(--bronze); }
.offer-sidebar-bank-name { font-weight: 600; font-size: 0.9375rem; }
.offer-sidebar-bank-rating { font-size: 0.75rem; color: var(--text-muted); }

.sidebar-conditions { margin-bottom: 24px; }
.sidebar-condition { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid var(--border); font-size: 0.875rem; }
.sidebar-condition:last-child { border-bottom: none; }
.sidebar-condition-label { color: var(--text-muted); }
.sidebar-condition-value { font-weight: 500; }

/* === ARTICLE === */
.article-layout { display: grid; grid-template-columns: 1fr 320px; gap: 48px; padding: 48px 0; }
.article-content h1 { font-size: 2rem; font-weight: 700; margin-bottom: 16px; }
.article-meta { display: flex; align-items: center; gap: 16px; margin-bottom: 32px; font-size: 0.875rem; color: var(--text-muted); }
.article-content h2 { font-size: 1.5rem; font-weight: 600; margin: 40px 0 16px; }
.article-content p { margin-bottom: 16px; color: var(--text-secondary); line-height: 1.7; }
.article-content ul { margin-bottom: 16px; padding-left: 24px; }
.article-content li { margin-bottom: 8px; color: var(--text-secondary); list-style: disc; }
.article-content table { width: 100%; border-collapse: collapse; margin: 24px 0; }
.article-content th, .article-content td { padding: 12px 16px; text-align: left; border-bottom: 1px solid var(--border); font-size: 0.875rem; }
.article-content th { background: var(--bg-secondary); font-weight: 600; }
.article-content td { color: var(--text-secondary); }

.article-sidebar-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px; padding: 24px; margin-bottom: 24px; position: sticky; top: 88px; }
.article-sidebar-card h3 { font-size: 1rem; font-weight: 600; margin-bottom: 16px; }

/* === FAQ === */
.faq-item { border-bottom: 1px solid var(--border); }

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 20px 0;
  text-align: left;
  font-size: 1rem;
  font-weight: 500;
  color: var(--text-primary);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: color 0.2s;
}

.faq-question:hover { color: var(--bronze); }
.faq-question .arrow { transition: transform 0.3s; color: var(--text-muted); }
.faq-question.active .arrow { transform: rotate(180deg); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.3s ease; }
.faq-answer-inner { padding-bottom: 20px; color: var(--text-secondary); font-size: 0.9375rem; line-height: 1.6; }

/* === CTA BANNER === */
.cta-banner {
  background: linear-gradient(135deg, var(--bg-card), var(--bg-elevated));
  border: 1px solid rgba(201, 162, 39, 0.2);
  border-radius: 16px;
  padding: 48px;
  text-align: center;
}

.cta-banner h2 { font-size: 1.75rem; font-weight: 700; margin-bottom: 16px; }
.cta-banner p { color: var(--text-secondary); margin-bottom: 24px; max-width: 500px; margin-left: auto; margin-right: auto; }

/* === BREADCRUMBS === */
.breadcrumbs { display: flex; align-items: center; gap: 8px; font-size: 0.875rem; color: var(--text-muted); padding: 16px 0; }
.breadcrumbs a:hover { color: var(--bronze); }

/* === FOOTER === */
.footer { background: var(--bg-secondary); border-top: 1px solid var(--border); padding: 64px 0 32px; }

.footer-grid { display: grid; grid-template-columns: repeat(6, 1fr); gap: 32px; margin-bottom: 48px; }
.footer h4 { font-size: 0.875rem; font-weight: 600; margin-bottom: 16px; color: var(--text-primary); }
.footer ul { display: flex; flex-direction: column; gap: 10px; }
.footer li { font-size: 0.875rem; color: var(--text-muted); }
.footer a { font-size: 0.875rem; color: var(--text-muted); transition: color 0.2s; }
.footer a:hover { color: var(--bronze); }

.footer-bottom { border-top: 1px solid var(--border); padding-top: 24px; display: flex; justify-content: space-between; align-items: center; }
.footer-logo { font-size: 1.25rem; font-weight: 700; letter-spacing: 2px; }
.footer-logo span { color: var(--bronze); }
.footer-copyright { font-size: 0.8125rem; color: var(--text-muted); }

/* === RESPONSIVE === */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .category-grid { grid-template-columns: repeat(2, 1fr); }
  .category-card { padding: 16px 12px; }
  .category-icon { font-size: 1.5rem; margin-bottom: 8px; }
  .category-name { font-size: 0.8125rem; margin-bottom: 2px; }
  .offer-detail { grid-template-columns: 1fr; }
  .article-layout { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .nav { display: none !important; }
  .mobile-menu-btn { display: block; }
  .hero { height: calc(100vh - 64px); height: calc(100dvh - 64px); }
  .hero-video { object-position: left center; }
  .banner-text-desktop { display: none !important; }
  .banner-text-mobile { display: inline !important; }
  .hero-stats { gap: 16px; justify-content: space-between; }
  .hero-stat-number { font-size: 1.5rem; }
  .hero-stat-label { font-size: 0.6875rem; }
  .grid-4 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .category-grid { grid-template-columns: repeat(2, 1fr); }
  .category-card { padding: 16px 12px; }
  .category-icon { font-size: 1.5rem; margin-bottom: 8px; }
  .category-name { font-size: 0.8125rem; margin-bottom: 2px; }
  .filter-toggle { display: flex; }
  .filter-content { display: none; flex-direction: column; gap: 12px; padding-top: 12px; border-top: 1px solid var(--border); margin-top: 12px; }
  .filter-content.show { display: flex; }
  .filter-content .filter-pills { justify-content: center; }
  .filter-content .filter-search { max-width: none; width: 100%; }
  .filter-content .filter-sort { width: 100%; }
  .filter-content .filter-pills { justify-content: center; }
  .filter-content .filter-search { max-width: none; }
  .filter-content .filter-sort { width: 100%; }
  .site-tags { gap: 4px; padding: 8px; overflow-x: auto; -webkit-overflow-scrolling: touch; scrollbar-width: none; flex-wrap: nowrap; }
  .site-tags::-webkit-scrollbar { display: none; }
  .site-tags-row { flex-wrap: nowrap; gap: 4px; justify-content: flex-start; white-space: nowrap; }
  .site-tag { font-size: 0.6875rem; padding: 3px 6px; }
  .section { padding: 48px 0; }
  .cta-banner { padding: 32px 20px; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-bottom { flex-direction: column; gap: 16px; text-align: center; }
  .offer-card-footer { flex-direction: column; }
  .offer-detail-main { padding: 0 8px; }
  .offer-detail-rate-value { font-size: 2rem; }
  .offer-detail-rate { padding: 16px; }
  .blog-promo { grid-template-columns: 1fr !important; }
  .hero-subgrid { grid-template-columns: repeat(3, 1fr); gap: 8px; }
  .hero-subcard { min-height: 72px; border-radius: 10px; }
  .hero-cards { grid-template-columns: 1fr; grid-template-rows: auto; }
  .hero-card-large { grid-row: auto; min-height: 30vh; }
  .hero-card-large .hero-card-img { min-height: 30vh; }
}